June 17th, 2025

Overview

2XL Commercial Finance successfully completed a £1.4 million commercial mortgage in the North West. The funds were secured against a substantial mixed-use property portfolio to acquire three large, income-generating commercial units, with additional potential for redevelopment subject to planning.

This transaction demonstrates our ability to deliver tailored funding solutions under significant time pressures while supporting clients in expanding their investment portfolios.

The Challenge

This was a complex case involving a large, mixed-use portfolio and a strict completion deadline. The client required a commercial mortgage solution that would not only facilitate the acquisition of three significant commercial units but also leave room for future redevelopment potential.

The deal needed to be completed quickly, adding an extra layer of urgency and requiring close coordination between multiple stakeholders.

Our Solution

Led by our MD, Darren Willoughby, we:

  • Secured a £1.4 million commercial mortgage within a tight timeframe

  • Structured funding across a substantial mixed-use portfolio

  • Maintained constant communication between lenders, solicitors, and clients to keep the process on track

  • Delivered the deal with 24 hours to spare thanks to meticulous planning and a committed team effort

Client Feedback

“This was a very challenging case… the deal had to be completed under a very tight timescale… we managed it with 24 hours to spare thanks to a committed team… the clients were great to work with (albeit taking 150 calls while on holiday wasn’t ideal!)…”
— Darren Willoughby, MD, 2XL Commercial Finance

“Darren at 2XL worked non-stop… we couldn’t have done it without his continuous support… we’ll definitely be working closely with 2XL in the coming years.”
— Satisfied Clients

Results

  • £1.4 million commercial mortgage secured

  • Acquisition of three large income-generating commercial units completed

  • Funding structured with future redevelopment potential in mind

  • Delivered under extreme time constraints, completing just 24 hours before the deadline

Looking Ahead

This deal highlights our ability to handle high-value, complex transactions within challenging timescales. We look forward to continuing our work with these clients as they expand their property portfolio and explore redevelopment opportunities.