June 8th, 2026
The Requirement
An experienced property investor with a well-established portfolio wanted to release capital from an unencumbered commercial property to support future acquisitions.
Rather than leaving equity tied up within an existing asset, the client sought a commercial mortgage solution that would provide access to funding whilst maintaining the long-term value of their portfolio.
The objective was to unlock capital efficiently and create the flexibility needed to pursue new investment opportunities as they arose.
The Solution
2XL Commercial Finance arranged a £433,500 commercial mortgage secured against the client’s unencumbered commercial property.
By refinancing the asset, the client was able to release significant capital without disposing of an income-generating property. This provided immediate liquidity whilst preserving ownership of the asset and supporting the client’s wider investment strategy.
Throughout the transaction, our team worked closely with the client to structure the finance and manage the process through to completion.
The Outcome
The refinance successfully released £433,500, providing the client with the funding required to continue expanding their property portfolio and capitalise on future opportunities within the market.
The transaction demonstrates how commercial mortgages can be used not only to acquire property but also to unlock equity from existing assets and accelerate portfolio growth.
Director Ryan Atkins commented:
“I am delighted to have assisted these clients with this transaction. The refinance provides them with the funding required to continue growing their impressive portfolio, and I look forward to working with them again on future projects.”
Client Feedback
“Ryan and the team at 2XL were fantastic throughout the entire process. They were professional, knowledgeable and always available whenever I needed advice or support. This funding will enable us to secure an ideal investment property and continue expanding our portfolio across Derby. I would have no hesitation in recommending Ryan and 2XL to others seeking commercial finance solutions.”
Looking to Unlock Equity From Your Commercial Property?
Whether you are looking to refinance an existing property, raise capital for expansion, or acquire your next investment, 2XL Commercial Finance can help you find the right funding solution for your objectives.
Speak to our team today to discuss your requirements and explore the options available.



