The brief

Requirement: Remortgage on an existing Holiday Let
Outcome: Remortgage completed, aligning the debt profile with the client’s portfolio strategy.

Our clients wanted to refinance a holiday let to improve overall portfolio performance and keep flexibility for future acquisitions. Speed, competitive pricing, and fit-for-purpose structure were key.

Our approach

• Portfolio-first view: We reviewed the clients’ wider holiday-let holdings to ensure the new facility supported cash flow and medium-term plans.
• Market sweep: Jordan compared options across lenders active in the holiday-let space, assessing pricing, fees, leverage, and criteria.
• Clarity on structure: We focused on a solution that balanced rate, term, and repayment profile to suit seasonal income.

Result

A £105,000 remortgage was completed on terms that support day-to-day cash flow while keeping scope for future growth. The facility helps the clients continue building a resilient, income-generating portfolio.

What our team said

“I am pleased to support my clients in managing their property portfolio, ensuring their financing is structured to perform at its best. It is especially satisfying to work with repeat clients who value the work we do.” — Jordan Teeder

“Well done, Jordan, and great to see clients continually using the services here at 2XL Commercial Finance.” — MD Darren Willoughby

Why 2XL Commercial

• Experience with holiday-let finance and portfolio structures
• Broad lender access to tailor options around real goals
• Clear communication from the first conversation to completion

If you’d like to explore refinancing a holiday let—or funding your next purchase—get in touch and we’ll walk you through the options.