The summer is well and truly behind us and with the dreaded Christmas adverts slowly introducing themselves on our television screens we need no reminder that 2015 is only just around the corner. Many businesses including our own are looking forward to see what the next year might bring and making the relevant changes to cope with the anticipated growth.

The commercial & residential property marketplace remains buoyant with many commentators looking at 2015 as being the year that things finally ‘kick start’ forward. With changes in planning laws and a shortage of housing stock within the UK, many property owners and developers are moving forward with new projects.

We have seen an abundance of enquiries from business owners around construction, whether that be house builders and developers or associated businesses as they try to get their cash flows in order. Clients are reviewing not only their existing banking arrangements but also seeking alternative funding, whether that be to capital raise or to consider factoring and invoice discounting as the availability of cash can often stump growth, something which is illustrated by a couple of our case studies detailed in this newsletter.

In the last quarter we have also seen a number of clients looking to purchase their own business premises and with a wide variety of choice for clients in the owner occupier market they have utilised ourselves to ensure they get the very best deal for their business. In this edition we feature good news stories from clients across the UK whom we have assisted in arranging new lending as well as taking a look at why people are choosing alternative funders. We also have articles covering workplace pensions and commercial insurance.

As always we are more than happy to chat through any enquiries you may have and to speak to prospective clients and introducers. Thanks again for your support so far this year and as 2015 promises to be a year of growth let’s join in the success together.

Happy Hunting!