Finance for Pension Funds (SSAS or SSIP)

The primary reason to purchase or hold property within a pension fund, SSAS or SIPP, is to maximise the tax advantages.

2XL Commercial work in conjunction with other professional advisors, whilst embracing all ongoing regulatory changes. We work closely with our panel of lenders who have a comprehensive understanding of finance for pension funds.

SSAS and SIPPs can invest in commercial property, but the borrowing is restricted to a maximum of 50% of the fund value. The purchase of a property in this way can be supplemented by borrowing the balance outside the pension fund - subject to the lender’s criteria. In this way, the borrowing could be on a joint basis – but with the ownership vested solely in the name of the fund.

We will ensure that you receive professional advice in finding the product and terms that are most beneficial to you.

2XL Commercial is not regulated to advise on pensions and investments. We work in conjunction with other professionals who are.